Products & Services

Products
& Services

We offer uniquely customized products and services – right at your fingertips.

As a member of DirecTCU, you'll have convenient online access to a full range of exclusive financial products and services. Whatever your needs, we have solutions tailored to meet them, so you can worry a little less and live a little more. Scroll down and get to know us better.

Looking for more?

Visit our corporate website for more information on:

Select one for complete details

Exclusive Low Rate
Mortgage

Exclusive Low Rate
Loan

Freedom
Chequing Account

Exclusive Low Rate
Mortgage

Exclusive Low Rate
Loan

Freedom
Chequing Account

Bees

Exclusive
Low Rate Mortgage

Our Low Rate Mortgage combines special low rates with homeowner-friendly terms designed specifically for you. As a DirecTCU™ member, you can take advantage of flexible features.

Exclusive
Low Rate Mortgage

Our Low Rate Mortgage combines special low rates with homeowner-friendly terms designed specifically for educators. As a DirecTCU™ member, you can take advantage of flexible features like our 10-month payment plan, annual 10% pre-payment option and payment relief during layoffs, strikes, parental leave or other absences.

Bees

Exclusive
Low Rate Mortgage

Our Low Rate Mortgage combines special low rates with homeowner-friendly terms designed specifically for educators. As a DirecTCU™ member, you can take advantage of flexible features like our 10-month payment plan, annual 10% pre-payment option and payment relief during layoffs, strikes, parental leave or other absences.

Today's 5 Year Fixed Low Rate From:

3.19%*

Mortgage Options

The Advantage Mortgage

Our most feature-filled mortgage offers a full range of terms, preferred rates and award-winning flexibility.

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High Ratio Mortgage

With a High Ratio Mortgage, we can help finance your home purchase even without a large down payment.

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First Time Home Buyer

Learn about Revenue Canada's Home Buyers Plan (HBP) that allows you to use your RRSPs to help buy or build a qualifying home.

Learn more >

10 Month Mortgage

Thanks to the 10-Month Mortgage, you can arrange a holiday for your mortgage payments every July and August.

Learn more >

Advice and Help

Because there's a lot to know and consider when it comes to buying and owning a home, visit Mortgages 101 for links to helpful calculators and specific advice for your situation.

Learn more >

Today's 5 Year Fixed Low Rate From: Today's 5 Year
Fixed Low Rate From:

3.19%*
Start your Mortgage Application online
*specific conditions apply for this rate; ask for details
Monkies

Exclusive 4.99%*
Low Rate Loan

Everyone can use a little extra help from time to time. No matter what you need it for, our low rate loan is a great way to make ends meet.

Exclusive 4.99%*
Low Rate Loan

Everyone can use a little extra help from time to time. No matter what you need it for, our low rate loan is a great way to make ends meet.

Monkies

4.99%*
Low Rate Loan

Everyone can use a little extra help from time to time. No matter what you need it for, our low rate loan is a great way to make ends meet.

Low Rate Personal Loan features include:

  • Exclusive fixed rate of 4.99%*
  • Borrow up to $25,000 with terms up to 5 years
  • Pay extra or in full at any time without penalty
  • Option to add life and disability insurance for added peace of mind
*On approved credit, new money only, other conditions apply.
Freedom Chequing Account

Freedom
Chequing Account

No one likes monthly fees and transaction limits. So why not put an end to them? Simply switching to our Freedom Chequing Account will easily save you $100 or more a year. And that's just the beginning. As a member, you'll have 24/7 online account access with unlimited transactions, including pre-authorized payments and bill payments. Plus no-fee deposit, withdrawal and transfer privileges at more than 2,400 ATMs in THE EXCHANGE® NETWORK. Naturally, your first order of cheques is free.

Freedom
Chequing Account

No one likes monthly fees and transaction limits. So why not put an end to them? Simply switching to our Freedom Chequing Account will easily save you $100 or more a year. And that's just the beginning. As a member, you'll have 24/7 online account access with unlimited transactions, including pre-authorized payments and bill payments. Plus no-fee deposit, withdrawal and transfer privileges at more than 2,400 ATMs in THE EXCHANGE® NETWORK. Naturally, your first order of cheques is free.

Freedom Chequing Account

Freedom
Chequing Account

No one likes monthly fees and transaction limits. So why not put an end to them? Simply switching to our Freedom Chequing Account will easily save you $100 or more a year. And that's just the beginning. As a member, you'll have 24/7 online account access with unlimited transactions, including pre-authorized payments and bill payments. Plus no-fee deposit, withdrawal and transfer privileges at more than 2,400 ATMs in THE EXCHANGE® NETWORK. Naturally, your first order of cheques is free.

Free yourself today

Looking for more?

Visit our corporate website for more information on: